Income Protection

What is your most important Asset?

YOUR ABILITY TO EARN AN INCOME!

For example, if you are 35-years-old and on an income of $40,000 per year over the next 30 years, assuming no salary increases, you will earn $1,200,000. What happens if your income stops through an illness and you cannot go back to work for three or six months, or ever?

How will you pay your bills? How will you meet your mortgage or support your family? If you cannot earn an income, your lifestyle will suffer and you will be forced to make changes, unless you have a plan or sufficient other investments to pay the bills and support you and the family. Life will be more expensive.

But I can get a benefit from the government! Yes, you can. If you are too sick to work and have no other protection to replace your income, a Sickness Benefit of $178.49 per week (as at April 2007) could be yours to live on. Will this be enough for you and your family?

There is another way. You can insure up to 75% of your income to cover such situations. Income Protection can help make sure your current standard of living isn’t compromised, as well as providing a regular income for your future.

Income Protection - can pay you up to 75% of your income if you suffer an illness or injury that prevents you from working. This benefit helps you meet your regular financial commitments so you can concentrate on your recovery.

For more information or to talk with an Advice Financial adviser, click here to email us or call (0800) 10 22 64 and tell us where you are located and we will get one of our advisers to make contact with you.