Health insurance for a healthy business

Feeling good about your employees? Putting their wellbeing first means they feel valued and encouraged to bring their best selves to work each day. Advice Financial and nib can offer you a comprehensive package for looking after your employees, so you can feel better about your business.

Get immediate cover for pre-existing conditions not including general exclusions and the serious condition lump sum option. And employees can get the same level of cover and benefits for their family members if they join within 90 days of the cover starting.

Make the healthy choice for your business, your employees and yourself.

Feeling better?
Check up on what’s covered

nib Premier Health Business is a comprehensive health insurance package that covers your employees for the big expenses, so they know you take their health seriously.

It’s our employer peace of mind plan. Here’s what it covers for your employees*:

  • Up to $300,000 surgical cover
  • Up to $200,000 medical cover
  • Specific major diagnostic tests
  • Cancer surgeries and treatment (chemotherapy and radiotherapy)
  • Up to $300,000 cover for non-PHARMAC funded drugs approved by Medsafe*
  • Heart surgery
  • Hip and knee surgeries
  • Skin lesion surgeries
  • Appendix surgery
  • Sinus and nasal surgeries
  • GP minor surgeries
  • Non-surgical hospitalisation e.g. asthma
  • Specific major diagnostic tests
  • Tonsils, adenoids and grommets
  • Extraction of wisdom teeth

Giving you flexibility and choice

You and your employees can then add on additional cover for Specialists and Tests, GP, Dental & Optical, Proactive Health or Serious Condition Lump Sum. Not everybody needs to have the same level of cover.

*Additional cover options, not included in the base cover.

Ready to explore what works for your business?

We’re here to help. Contact Jamie or Hamish from Advice Financial to discuss health cover for your employees.


*This is a summary of some of the benefits in Premier Health Business. Terms, conditions and general exclusions apply, and these can be found in the policy document. Waiting periods may apply for some benefits.

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